Ruth Hite

Ruth is a corporate, commercial and regulatory lawyer who specialises in the insurance sector. She acts for insurers, insurance intermediaries, policyholders and risk professionals, advising on a range of matters. Her particular expertise is in outsourcing arrangements, leading legal/regulatory change projects and regulatory advice on complex multi-jurisdictional matters. She also advises on PRA/FCA authorisation applications, change in control applications and insurance portfolio transfers and the cancellation of permissions (births, deaths and marriages). Ruth has a strong UK and EU regulatory background, having worked in-house at the Financial Services Authority/Prudential Regulation Authority and as Head of Legal & Compliance (PCF12) for an Irish insurer with European reach. She has proven experience of effective communication with European regulators on contentious and non-contentious matters. Having also worked for a number of years for a global insurance company, Ruth understands the needs of in-house counsel, as well as the operational complexities of the insurance industry. · Keystone Law

EnglandCorporate / M&A, Commercial

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About

Ruth Hite is a corporate, commercial and regulatory lawyer at Keystone Law who specialises in the insurance sector, advising insurers, insurance intermediaries, policyholders and risk professionals on matters including outsourcing arrangements, regulatory change projects and complex multi-jurisdictional regulatory issues. She advises on PRA/FCA authorisation and change-in-control applications, insurance portfolio transfers and cancellation of permissions; she qualified as a solicitor in England and Wales in 2008 and joined Keystone Law in 2022 after in-house and private practice roles.

Practice areas

Corporate / M&ACommercialRegulatoryInsuranceFinancial ServicesCompliance

Office

England

Keystone Law · Ruth is a corporate, commercial and regulatory lawyer who specialises in the insurance sector. She acts for insurers, insurance intermediaries, policyholders and risk professionals, advising on a range of matters. Her particular expertise is in outsourcing arrangements, leading legal/regulatory change projects and regulatory advice on complex multi-jurisdictional matters. She also advises on PRA/FCA authorisation applications, change in control applications and insurance portfolio transfers and the cancellation of permissions (births, deaths and marriages). Ruth has a strong UK and EU regulatory background, having worked in-house at the Financial Services Authority/Prudential Regulation Authority and as Head of Legal & Compliance (PCF12) for an Irish insurer with European reach. She has proven experience of effective communication with European regulators on contentious and non-contentious matters. Having also worked for a number of years for a global insurance company, Ruth understands the needs of in-house counsel, as well as the operational complexities of the insurance industry.

England

Expertise

Insurance sectorOutsourcing arrangementsRegulatory change projectsMulti-jurisdictional regulatory advicePRA/FCA authorisationsChange-in-control applicationsInsurance portfolio transfersCancellation of permissionsEngagement with European regulatorsIn-house counsel and operational insurance issues

Admissions

Solicitor, England and Wales (qualified 2008)