LinkinLegal
Wayne Gibbard photo

Wayne Gibbard

Wayne leads the automotive finance practice for Shoosmiths. Prior to joining Shoosmiths, Wayne spent 25 years working in-house in senior and executive roles at international, blue chip financial services and automotive businesses including: Volkswagen Financial Services; GMAC; NatWest (including Lombard and Invoice Finance), Cisco and Santander Consumer UK. Wayne has extensive experience of scoping, leading and implementing domestic and international projects, particularly focused on strategically important restructuring and regulatory change. He specialises in regulated and unregulated asset finance, consumer credit and retail finance, with a depth of experience in motor finance. Wayne is also recognised for his experience in regulatory compliance and oversight activity. Competences Motor Finance (including wholesale funding), Consumer Credit, Leasing, Financial Services regulation and compliance, joint venture agreements and white label partnerships (motor). Selected Projects Drafting and review of consumer credit agreements. FCA applications and variations to permissions. Implementation of online motor finance distribution models. (various manufacturers and finance providers). Establishment and set-up of joint venture arrangements and companies. · Shoosmiths LLP

England, ScotlandAutomotive Finance, Asset Finance

About

Wayne leads the automotive finance practice at Shoosmiths and has 25 years' in-house senior and executive experience at international financial services and automotive businesses. He specialises in regulated and unregulated asset finance, consumer and retail finance (with deep motor finance experience) and is experienced in regulatory compliance, restructuring and implementing domestic and international projects.

Practice areas

Automotive FinanceAsset FinanceConsumer FinanceLeasingFinancial Services RegulationCommercial / Corporate

Offices

England

Shoosmiths LLP · Wayne leads the automotive finance practice for Shoosmiths. Prior to joining Shoosmiths, Wayne spent 25 years working in-house in senior and executive roles at international, blue chip financial services and automotive businesses including: Volkswagen Financial Services; GMAC; NatWest (including Lombard and Invoice Finance), Cisco and Santander Consumer UK. Wayne has extensive experience of scoping, leading and implementing domestic and international projects, particularly focused on strategically important restructuring and regulatory change. He specialises in regulated and unregulated asset finance, consumer credit and retail finance, with a depth of experience in motor finance. Wayne is also recognised for his experience in regulatory compliance and oversight activity. Competences Motor Finance (including wholesale funding), Consumer Credit, Leasing, Financial Services regulation and compliance, joint venture agreements and white label partnerships (motor). Selected Projects Drafting and review of consumer credit agreements. FCA applications and variations to permissions. Implementation of online motor finance distribution models. (various manufacturers and finance providers). Establishment and set-up of joint venture arrangements and companies.

England

Scotland

Shoosmiths · Wayne leads the automotive finance practice for Shoosmiths. Prior to joining Shoosmiths, Wayne spent 25 years working in-house in senior and executive roles at international, blue chip financial services and automotive businesses including: Volkswagen Financial Services; GMAC; NatWest (including Lombard and Invoice Finance), Cisco and Santander Consumer UK. Wayne has extensive experience of scoping, leading and implementing domestic and international projects, particularly focused on strategically important restructuring and regulatory change. He specialises in regulated and unregulated asset finance, consumer credit and retail finance, with a depth of experience in motor finance. Wayne is also recognised for his experience in regulatory compliance and oversight activity. Competences Motor Finance (including wholesale funding), Consumer Credit, Leasing, Financial Services regulation and compliance, joint venture agreements and white label partnerships (motor). Selected Projects Drafting and review of consumer credit agreements. FCA applications and variations to permissions. Implementation of online motor finance distribution models. (various manufacturers and finance providers). Establishment and set-up of joint venture arrangements and companies.

Scotland

Expertise

Motor Finance (including wholesale funding)Consumer CreditAsset FinanceRetail FinanceFinancial Services Regulation and ComplianceJoint Venture and White‑Label PartnershipsImplementation of online motor finance distribution modelsFCA applications and variations