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Thomas Morrison

Thomas is a retail financial services and regulatory lawyer with over 22 years of experience gained in Edinburgh and London, both in private practice and inhouse at a major UK bank and an international private bank. Thomas advises on all areas of retail and SME financial services law, including: payment services; current and savings accounts; cash management solutions and client money; personal loans and overdrafts; mortgage lending; credit cards, charge cards and store cards; fairness of consumer contract terms and plain English; telephone, online and mobile banking and digital journeys; commercial contracts with financial services elements; outsourcing in financial services; and retail regulatory compliance. · Shoosmiths LLP

EnglandFinancial Services, Banking & Finance

About

Retail and SME financial services and regulatory lawyer with over 22 years' experience in Edinburgh and London, in private practice and in‑house at a major UK bank and an international private bank. Advises on payment services, current and savings accounts, cash management and client money, lending (personal loans, overdrafts, mortgages), cards, consumer contract fairness, digital banking journeys, commercial contracts with financial services elements, outsourcing and retail regulatory compliance; joined Shoosmiths in November 2019.

Practice areas

Financial ServicesBanking & FinanceRegulatoryPaymentsConsumer FinanceFintechOutsourcing

Office

Expertise

Retail Financial ServicesSME Financial ServicesPaymentsMortgage LendingConsumer Credit & CardsDigital Banking & Online ChannelsClient Money & Cash ManagementOutsourcing & Commercial Contracts