Ralph Lovesy
Ralph is a consultant in our Banking & Finance team. He has a wealth of expertise in financial services regulation, including consumer credit, regulated mortgage contracts, payment services, insurance intermediation and fintech products. He has advised a wide range of clients, from established retail banks and credit card lenders to SMEs and start-ups. Ralph was previously the Head of Legal at a private bank and Lead Counsel at a high street retail bank. He also has extensive experience advising senior executives on a range of risk and compliance matters at a separate bank and a major credit card issuer. Expertise: General financial services regulatory compliance (FCA Handbook) Regulated mortgage contracts (FCA MCOB sourcebook) Consumer credit (Consumer Credit Act) Payment services (PSD2) Insurance intermediation and administration activities (ICOBS) · Acuity Law
About
Ralph Lovesy is a Consultant in Acuity Law's Banking & Finance team specialising in financial services regulation, including consumer credit, regulated mortgage contracts, payment services, insurance intermediation and fintech products. He has advised retail banks, credit card lenders, SMEs and start-ups, and was previously Head of Legal at a private bank and Lead Counsel at a high street retail bank, with additional experience advising senior executives on risk and compliance at a separate bank and a major credit card issuer.