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Hetti Lump-Kivisaari photo

Hetti Lump-Kivisaari

Counsel, head of the firm`s Finance & Insurance sector group in Estonia. · Sorainen

EstoniaBanking & Finance, InsuranceEnglish, Estonian

About

Counsel at Sorainen and head of the firm’s Finance & Insurance sector group in Estonia, advising local and international clients on a wide range of legal and regulatory matters in the financial and insurance sectors. She has over 10 years’ experience advising credit institutions, insurance undertakings and intermediaries, payment and e‑money institutions, investment firms, fund managers, crowdfunding service providers and crypto asset service providers on complex legal and regulatory matters.

Practice areas

Banking & FinanceInsuranceFinancial RegulationFintechPaymentsInvestment Funds

Office

Expertise

Credit institutionsInsurance undertakings and intermediariesPayment and e‑money institutionsInvestment firms and fund managersCrowdfunding platformsCrypto asset service providersRegulatory authorisations and complianceBusiness structuring and market entry

Education

  • King’s College London, United Kingdom (LLM in International Financial Law)
  • University of Tartu, Estonia (MA in Law)
  • University of Tartu, Estonia (BA in Law)

Admissions

  • Estonian Bar Association

Languages

EnglishEstonian