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Joan Carette

Joan Carette is a Financial law & FinTech lawyer combining broad expertise in financial and regulatory laws with specific knowledge of ICT regulations, including eIDAS, data protection, IT contracting, outsourcing, etc. She advises banks, payment institutions, e-money institutions, FinTechs and RegTechs on all legal and regulatory aspects relating to their activities. Joan’s professional background includes experience with the Belgian financial supervisory authority (at the time, CBFA) where she supervised banks, money exchange, investment firms and payment institutions. She also has extensive experience as an in-house lawyer, acquired in the context of two secondments, the first one with an entity active in payments and the second one with a RegTech. She is a Board member of FinTech Belgium. Joan Carette is ranked in Band 2 for Banking & Finance Regulatory and for FinTech by Chambers & Partners. Clients admire her “very flexible, pragmatic approach,” as well as her “deep knowledge of financial regulation.” She is also recognised in the Hall of Fame for FinTech and as a Next Generation Partner in Regulatory – Financial Services by The Legal 500. Additionally, Who’s Who Legal recommends her as a Global Leader in Banking – FinTech. · Simont Braun

BelgiumBanking & Finance, Financial ServicesFrench, English, Dutch

About

Financial law and FinTech lawyer at Simont Braun with broad expertise in financial and regulatory law and specific knowledge of ICT regulations (including eIDAS), data protection, IT contracting and outsourcing. Advises banks, payment institutions, e-money institutions, FinTechs and RegTechs; formerly supervised firms at the Belgian financial supervisory authority (CBFA), has completed two in‑house secondments (payments and a RegTech), serves on the board of FinTech Belgium, and is ranked by Chambers & Partners and recognised by The Legal 500 and Who’s Who Legal.

Practice areas

Banking & FinanceFinancial ServicesFinTechRegulatoryPaymentsData ProtectionTechnology & Outsourcing

Office

Expertise

BanksPayment institutionsE‑money institutionsFinTechsRegTechsICT regulationseIDASIT contracting & outsourcing

Education

  • Master of Law, Université Libre de Bruxelles (ULB), 1998
  • Master in EU Law, Université Libre de Bruxelles (ULB), 2000

Admissions

  • Brussels Bar (member since 2000)

Languages

FrenchEnglishDutch