Sara Or

Clients regularly come to Sara Or for advice on: Banking, securities, and insurance regulations, including the regulatory regimes on stored value facilities, payment systems, e-payment initiatives, and money services; and on non-traditional investments such as cryptos Structuring/setting up/operating businesses Strategy Regulator enquiries/inspections/investigations Clients leverage her strong working relationships with both financial institutions and regulators (including the Hong Kong Monetary Authority, the Securities and Futures Commission, and the Insurance Authority), and 30+ years of deep experiential knowledge on market practice and supervisory philosophies of regulators. Sara speaks English, Cantonese and Mandarin. · Johnson Stokes & Master

Hong KongBanking & Finance, SecuritiesEnglish, Cantonese, Mandarin

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About

Sara Or is a Hong Kong-based regulatory lawyer at Johnson Stokes & Master with over 30 years' experience advising financial institutions and regulators on banking, securities and insurance regulation, payments (including stored value facilities and e-payments), non-traditional investments such as crypto, business structuring and on regulator enquiries, inspections and investigations. She is admitted in Hong Kong and speaks English, Cantonese and Mandarin.

Practice areas

Banking & FinanceSecuritiesInsuranceFintechPaymentsRegulatory & ComplianceCorporate / M&A

Office

Hong Kong

Johnson Stokes & Master · Clients regularly come to Sara Or for advice on: Banking, securities, and insurance regulations, including the regulatory regimes on stored value facilities, payment systems, e-payment initiatives, and money services; and on non-traditional investments such as cryptos Structuring/setting up/operating businesses Strategy Regulator enquiries/inspections/investigations Clients leverage her strong working relationships with both financial institutions and regulators (including the Hong Kong Monetary Authority, the Securities and Futures Commission, and the Insurance Authority), and 30+ years of deep experiential knowledge on market practice and supervisory philosophies of regulators. Sara speaks English, Cantonese and Mandarin.

Hong Kong

Expertise

Stored Value FacilitiesPayment Systems and E-paymentsMoney ServicesCryptocurrencies / Non-traditional InvestmentsRegulator enquiries/inspections/investigationsWorking relationships with HKMA, SFC and Insurance AuthorityFintech and financial services regulatory matters

Education

The University of Hong Kong, LLB

Admissions

Admitted in Hong Kong

Languages

EnglishCantoneseMandarin